Malta · EU/EEA regulator
MFSA Malta Financial Services Authority
Maltese single regulator. Licenses investment firms and, under MiCA, several large crypto exchanges.
Malta's single regulator
The Malta Financial Services Authority supervises banking, investment services, insurance, pensions and crypto-asset services. Under MiCA it has become one of the most important crypto licensing centres in the EU, authorising platforms such as OKX, Crypto.com and Gemini.
Investment firms
MFSA-licensed investment firms serving EU clients include OANDA Europe Markets, Deriv Investments (Europe), EXANTE's XNT Ltd and Swissquote's Maltese entity. The Investor Compensation Scheme covers 90% of a net liability up to €20,000, and the Arbiter for Financial Services decides disputes free of charge.
Checking a firm
The MFSA's Financial Services Register lists licence holders and their licence categories. Check that the category matches the service – a crypto licence does not authorise CFD trading, and vice versa.