Fintech super-app whose EU banking and securities services run through Lithuanian entities supervised by the Bank of Lithuania.
- Headquarters
United Kingdom- Founded
- 2015
- Type
- Share & ETF brokers
- Licences on record
- 2 (2 European)
- EU client entity
- Revolut Securities Europe UAB (Bank of Lithuania)
- Platforms
- Own platform
- Products
- Stocks, ETFs, Crypto, Cash / savings
- Website
- revolut.com
Strengths
- Investing inside a widely used banking app
- EU services from Lithuanian entities with a banking licence for deposits
- Fractional shares and ETFs
Watch-outs
- Limited trading tools and order types
- Fees and free-trade allowances depend on subscription plan
Overview
Revolut was founded in London in 2015. Its EU banking and investment services run through Lithuanian entities supervised by the Bank of Lithuania, including Revolut Bank UAB and Revolut Securities Europe UAB.
Protection
Deposits held with Revolut Bank UAB are covered by Lithuanian deposit insurance; securities are held in custody for clients; crypto-assets are not covered by any compensation scheme.
Our view
Convenient for small, occasional investing. Dedicated brokers usually offer better tools and, for active investors, lower costs.
Licences on record
Brands often operate several companies. The one that onboards you depends on where you live, and that company's regulator decides your protection. Confirm the entity on the official register before you deposit.
| Regulator | Jurisdiction | Type | Check it |
|---|---|---|---|
| FCA Financial Conduct Authority | United Kingdom |
UK | Official register |
| Bank of Lithuania Lietuvos bankas (Bank of Lithuania) |  Lithuania |
EU/EEA – passportable | Regulator website |
What protection would you get?
If you are a retail client of Revolut's European entity, these safeguards apply by law. Which one applies to you depends on the entity you sign with.
- Investor compensation: Up to £85,000 per person per firm for investments – Financial Services Compensation Scheme (FSCS)
- Leverage for retail clients: capped at 30:1 on major currency pairs, down to 2:1 on crypto. Details
- Negative balance protection: you cannot lose more than the money in your account.
- Margin close-out: positions are closed when equity falls to 50% of required margin.
- Complaints: Financial Ombudsman Service
- Best forex brokers in United Kingdom
- Investor compensation: At least €20,000 per investor (EU minimum under the Investor Compensation Schemes Directive 97/9/EC; schemes may cover 90% of the claim). – Investor protection via Deposit and Investment Insurance (Indėlių ir investicijų draudimas) (confirm with the scheme)
- Leverage for retail clients: capped at 30:1 on major currency pairs, down to 2:1 on crypto. Details
- Negative balance protection: you cannot lose more than the money in your account.
- Margin close-out: positions are closed when equity falls to 50% of required margin.
- Complaints: Bank of Lithuania – consumer dispute resolution
- Best forex brokers in Lithuania
Verify Revolut yourself
- Find the exact company name in the footer of the website and in the client agreement you are asked to sign.
- Search that name on the register of the regulator listed for your country (links above). Make sure the register shows the same website domain.
- Check warning lists for look-alike names: IOSCO I-SCAN covers alerts from regulators worldwide.
- Never download remote-access software or move money because someone "from the broker" phoned you. How clone-firm scams work.
Protection Score breakdown
| Factor | Points |
|---|---|
| Holds at least one European licence (EU/EEA, UK or Swiss) | +40 |
| ESMA/FCA retail protections available (leverage caps, negative balance protection, compensation scheme) | +15 |
| Supervised in 2 strong jurisdictions | +4 |
| Group holds a banking licence (higher capital requirements) | +8 |
| Operating for 11 years | +7 |
| Total | 74/100 |
The score measures structural protection from licences and corporate facts, not costs, service or platform quality. A high score does not mean a firm is right for you. Methodology.
Trader experiences
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About this data
Profile type: reviewed profile. Licence data is from our research and has not yet been re-checked against every register; confirm it on the official register before relying on it. Last updated 30 September 2026.
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