Vienna-based platform for crypto, fractional stocks and precious metals, holding a MiCA licence.
- Headquarters
Austria- Founded
- 2014
- Type
- Crypto platforms (MiCA)
- Licences on record
- 2 (2 European)
- EU client entity
- Bitpanda (FMA Austria; MiCA)
- Platforms
- Own platform
- Products
- Crypto, Stocks, ETFs
- Website
- bitpanda.com
Strengths
- Vienna-based, MiCA-licensed platform
- Crypto, fractional stocks and ETFs, and precious metals
- Savings plans from small amounts
Watch-outs
- Spreads on crypto can be higher than on order-book exchanges
- Crypto-assets are not covered by compensation schemes
Overview
Bitpanda was founded in Vienna in 2014 and is one of Europe's largest retail crypto and investing platforms, supervised in Austria and holding a MiCA licence to serve EU clients.
Our view
A convenient, regulated EU platform for mixed crypto and securities investing. Remember that MiCA regulates the platform, not the price risk – see crypto in Europe.
Licences on record
Brands often operate several companies. The one that onboards you depends on where you live, and that company's regulator decides your protection. Confirm the entity on the official register before you deposit.
| Regulator | Jurisdiction | Type | Check it |
|---|---|---|---|
| FMA Finanzmarktaufsicht (Austrian Financial Market Authority) | Austria |
EU/EEA – passportable | Official register |
| BaFin Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht) |  Germany |
EU/EEA – passportable | Official register |
What protection would you get?
If you are a retail client of Bitpanda's European entity, these safeguards apply by law. Which one applies to you depends on the entity you sign with.
- Investor compensation: Up to €20,000 per investor – Anlegerentschädigung von Wertpapierfirmen (AeW) / bank schemes (confirm with the scheme)
- Leverage for retail clients: capped at 30:1 on major currency pairs, down to 2:1 on crypto. Details
- Negative balance protection: you cannot lose more than the money in your account.
- Margin close-out: positions are closed when equity falls to 50% of required margin.
- Complaints: Gemeinsame Schlichtungsstelle der Österreichischen Kreditwirtschaft
- Best forex brokers in Austria
- Investor compensation: 90% of the claim, up to €20,000 per investor (investment firms) – EdW – Entschädigungseinrichtung der Wertpapierhandelsunternehmen
- Leverage for retail clients: capped at 30:1 on major currency pairs, down to 2:1 on crypto. Details
- Negative balance protection: you cannot lose more than the money in your account.
- Margin close-out: positions are closed when equity falls to 50% of required margin.
- Complaints: Bankenombudsmann (private banks) or BaFin arbitration board
- Best forex brokers in Germany
Verify Bitpanda yourself
- Find the exact company name in the footer of the website and in the client agreement you are asked to sign.
- Search that name on the register of the regulator listed for your country (links above). Make sure the register shows the same website domain.
- Check warning lists for look-alike names: IOSCO I-SCAN covers alerts from regulators worldwide.
- Never download remote-access software or move money because someone "from the broker" phoned you. How clone-firm scams work.
Protection Score breakdown
| Factor | Points |
|---|---|
| Holds at least one European licence (EU/EEA, UK or Swiss) | +40 |
| ESMA/FCA retail protections available (leverage caps, negative balance protection, compensation scheme) | +15 |
| Supervised in 2 strong jurisdictions | +4 |
| Operating for 12 years | +7 |
| Total | 66/100 |
The score measures structural protection from licences and corporate facts, not costs, service or platform quality. A high score does not mean a firm is right for you. Methodology.
Trader experiences
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About this data
Profile type: reviewed profile. Licence data is from our research and has not yet been re-checked against every register; confirm it on the official register before relying on it. Last updated 30 September 2026.