Side by side
Openbank vs Banco Sabadell vs Banco Santander
Choose up to four firms. We compare what matters when things go wrong: licences, compensation, legal protections, track record, then platforms and products.
| Firm | Openbank | Banco Sabadell | Banco Santander |
|---|---|---|---|
| Protection Score | 70 | 78 | 78 |
| Licence status | EU/EEA licence | EU/EEA licence | EU/EEA licence |
| European licences | Banco de España CNMV | Banco de España CNMV | Banco de España CNMV |
| Other licences | ECB | ECB | |
| Compensation via EU/UK/CH entity | Banco de España: Up to €100,000 per investor (clients of investment firms) | Banco de España: Up to €100,000 per investor (clients of investment firms) | Banco de España: Up to €100,000 per investor (clients of investment firms) |
| Negative balance protection (retail) | Yes, by law via EU/UK entity | Yes, by law via EU/UK entity | Yes, by law via EU/UK entity |
| Headquarters |  Spain | Spain | Spain |
| Founded | 1995 | 1881 | 1857 |
| Type | Banks with share dealing | Banks with share dealing | Banks with share dealing |
| Listed / bank | Banking licence | Listed group, Banking licence | Listed group, Banking licence |
| Platforms | Own platform | Own platform | Own platform |
| Products | Stocks, ETFs, Funds | Stocks, ETFs, Funds | Stocks, ETFs, Funds |
| Features | — | — | — |
| Full profile | Full profile | Full profile |
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