Side by side
UniCredit Bank Romania vs Banca Transilvania vs BRD
Choose up to four firms. We compare what matters when things go wrong: licences, compensation, legal protections, track record, then platforms and products.
| Firm | UniCredit Bank Romania | Banca Transilvania | BRD |
|---|---|---|---|
| Protection Score | 63 | 78 | 78 |
| Licence status | EU/EEA licence | EU/EEA licence | EU/EEA licence |
| European licences | BNR ASF | BNR ASF | BNR ASF |
| Other licences | |||
| Compensation via EU/UK/CH entity | BNR: At least €20,000 per investor (EU minimum under the Investor Compensation Schemes Directive 97/9/EC; schemes may cover 90% of the claim). | BNR: At least €20,000 per investor (EU minimum under the Investor Compensation Schemes Directive 97/9/EC; schemes may cover 90% of the claim). | BNR: At least €20,000 per investor (EU minimum under the Investor Compensation Schemes Directive 97/9/EC; schemes may cover 90% of the claim). |
| Negative balance protection (retail) | Yes, by law via EU/UK entity | Yes, by law via EU/UK entity | Yes, by law via EU/UK entity |
| Headquarters |  Romania | Romania | Romania |
| Founded | — | 1993 | 1923 |
| Type | Banks with share dealing | Banks with share dealing | Banks with share dealing |
| Listed / bank | Banking licence | Listed group, Banking licence | Listed group, Banking licence |
| Platforms | Own platform | Own platform | Own platform |
| Products | Stocks, Funds | Stocks, Funds | Stocks, Funds |
| Features | — | — | — |
| Full profile | Full profile | Full profile |
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