Side by side
OTP banka Hrvatska vs PBZ vs Raiffeisenbank Austria (Croatia)
Choose up to four firms. We compare what matters when things go wrong: licences, compensation, legal protections, track record, then platforms and products.
| Firm | OTP banka Hrvatska | PBZ | Raiffeisenbank Austria (Croatia) |
|---|---|---|---|
| Protection Score | 63 | 70 | 70 |
| Licence status | EU/EEA licence | EU/EEA licence | EU/EEA licence |
| European licences | HNB HANFA | HNB HANFA | HNB HANFA |
| Other licences | |||
| Compensation via EU/UK/CH entity | HNB: At least €20,000 per investor (EU minimum under the Investor Compensation Schemes Directive 97/9/EC; schemes may cover 90% of the claim). | HNB: At least €20,000 per investor (EU minimum under the Investor Compensation Schemes Directive 97/9/EC; schemes may cover 90% of the claim). | HNB: At least €20,000 per investor (EU minimum under the Investor Compensation Schemes Directive 97/9/EC; schemes may cover 90% of the claim). |
| Negative balance protection (retail) | Yes, by law via EU/UK entity | Yes, by law via EU/UK entity | Yes, by law via EU/UK entity |
| Headquarters |  Croatia | Croatia | Croatia |
| Founded | — | 1846 | 1994 |
| Type | Banks with share dealing | Banks with share dealing | Banks with share dealing |
| Listed / bank | Banking licence | Banking licence | Banking licence |
| Platforms | Own platform | Own platform | Own platform |
| Products | Stocks, Funds | Stocks, Funds | Stocks, Funds |
| Features | — | — | — |
| Full profile | Full profile | Full profile |
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