Side by side
Lloyds Bank Share Dealing vs Barclays Smart Investor vs HSBC InvestDirect
Choose up to four firms. We compare what matters when things go wrong: licences, compensation, legal protections, track record, then platforms and products.
| Firm | Lloyds Bank Share Dealing | Barclays Smart Investor | HSBC InvestDirect |
|---|---|---|---|
| Protection Score | 78 | 71 | 71 |
| Licence status | UK licence | UK licence | UK licence |
| European licences | FCA | FCA | FCA |
| Other licences | |||
| Compensation via EU/UK/CH entity | FCA: Up to £85,000 per person per firm for investments | FCA: Up to £85,000 per person per firm for investments | FCA: Up to £85,000 per person per firm for investments |
| Negative balance protection (retail) | Yes, by law via EU/UK entity | Yes, by law via EU/UK entity | Yes, by law via EU/UK entity |
| Headquarters |  United Kingdom | United Kingdom | United Kingdom |
| Founded | 1765 | — | — |
| Type | Banks with share dealing | Banks with share dealing | Banks with share dealing |
| Listed / bank | Listed group, Banking licence | Listed group, Banking licence | Listed group, Banking licence |
| Platforms | Own platform | Own platform | Own platform |
| Products | Stocks, ETFs, Funds | Stocks, ETFs, Funds | Stocks, ETFs, Funds |
| Features | — | — | — |
| Full profile | Full profile | Full profile |
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