Side by side
Česká spořitelna vs Komerční banka vs Moneta Money Bank
Choose up to four firms. We compare what matters when things go wrong: licences, compensation, legal protections, track record, then platforms and products.
| Firm | Česká spořitelna | Komerční banka | Moneta Money Bank |
|---|---|---|---|
| Protection Score | 70 | 78 | 71 |
| Licence status | EU/EEA licence | EU/EEA licence | EU/EEA licence |
| European licences | ČNB | ČNB | ČNB |
| Other licences | |||
| Compensation via EU/UK/CH entity | ČNB: 90% of the claim, up to the CZK equivalent of €20,000 | ČNB: 90% of the claim, up to the CZK equivalent of €20,000 | ČNB: 90% of the claim, up to the CZK equivalent of €20,000 |
| Negative balance protection (retail) | Yes, by law via EU/UK entity | Yes, by law via EU/UK entity | Yes, by law via EU/UK entity |
| Headquarters |  Czechia | Czechia | Czechia |
| Founded | 1825 | 1990 | — |
| Type | Banks with share dealing | Banks with share dealing | Banks with share dealing |
| Listed / bank | Banking licence | Listed group, Banking licence | Listed group, Banking licence |
| Platforms | Own platform | Own platform | Own platform |
| Products | Stocks, ETFs, Funds | Stocks, ETFs, Funds | Funds |
| Features | — | — | — |
| Full profile | Full profile | Full profile |
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